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Honest Payment Processing

Transparent Payments with Flat 2.6% + 10¢ & Zero Hidden Surcharges

No complex interchange tiers, no arbitrary monthly statement fees, and no predatory rolling reserves. RestoOS delivers reliable payment processing with next-business-day deposits and 24-hour offline resilience.

Flat 2.6% + 10¢ Transparent Rate

Simple flat transparent pricing on all in-person card transactions: Visa, Mastercard, Amex, Discover, and Apple Pay. Zero confusing interchange differential markup, zero batch fees, and zero hidden penalties.

Flat 2.6% + 10¢ Zero Interchange Markup

Offline Store & Forward (24-Hour Resilience)

Internet down during peak Saturday dinner rush? Keep swiping and tapping without missing a beat. Our offline payment processing queue buffers encrypted tokens locally with 24-hour sync resilience.

24-Hour Store and Forward Resilience

Next-Business-Day Automated Deposits

Your money belongs in your bank account, not locked in processing escrow. Enjoy rapid next-business-day automated payout deposits without predatory reserves or holding periods.

Next-Business-Day Payout Deposit

PCI-DSS Level 1 & End-to-End Encryption

Certified PCI-DSS Level 1 compliance. All cardholder data is protected by AES-256 end-to-end encryption and secure hardware tokenization directly at the magnetic head and chip contact pins.

PCI-DSS Level 1 & Secure Tokenization

Automated Dispute Defense Engine

Fight fraudulent chargeback attempts effortlessly. RestoOS automatically compiles digital receipts, itemized order timestamps, delivery GPS signatures, and chip logs into compelling dispute defense evidence packets.

Automated Chargeback Dispute Defense

Absolute Truthfulness (Sidq)

The Prophet Muhammad (ﷺ) said: “The truthful, trustworthy merchant is with the prophets, the truthful, and the martyrs.” We never deceive with teaser rates that hike after 3 months.

Zero Bait-and-Switch Pricing